Our Lending Partners
Gold Loans Made Simple with Manipal Fintech
Gold Loans Made Simple with Manipal Fintech
A Gold Loan is a simple & instant way to get funds using your gold jewellery as collateral . At Manipal gold loan, we make the entire process easy, safe, and stress-free - so you can unlock the value of your gold without selling it. Whether it’s for a personal need, a family emergency, or to grow your business, we help you get the right loan amount based on your gold’s weight, purity, and the current market value - all with minimal paperwork and fast approvals. As one of India’s most trusted Gold-Tech platforms, Manipal Fintech ensures security & transparency. With our customer-centric approach we offer low gold loan interest rates and flexible repayment options, making it a smarter choice than other instant loans.
Featured Members
Smart Gold Loan Calculator
Calculation based on latest gold value / gm (Rs 9195 for 22 KT)#
Gold required
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Your monthly interest amount
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Total interest amount
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Loan amount
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Your monthly interest amount
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Total interest amount
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How to Get a Quick Gold Loan With Manipal Fintech
Raise a request and schedule a visit
01
Our gold loan officer will accompany you to our partner bank
02
KYC and gold assessment
03
Instant loan disbursal
04
Your gold is safely insured while taking gold loan from Manipal Fintech
Raise a request and schedule a visit
01
Our gold loan officier will accompany you to our partner bank
02
KYC and gold assessment
03
Instant loan disbursal
04
FAQs
What is a Gold Loan ?
- Gold loan, also called loan against gold, is a secured loan taken by a borrower by pledging their gold articles (within a range of 18-24 carats) as collateral.
- The loan amount provided is a certain percentage of the gold, typically up to 75%, based on current market value and quality of gold.
What are the benefits of taking gold loans from Manipal Fintech?
- Instant loan across the table.
- Attractive interest rates.
- Multiple payment options and tenures.
- Simple & easy documentation.
- Wide range of products.
- Complete safety of gold deposit.
- Get personal assistance.
Who is eligible to avail a gold loan?
- Indian resident and citizen.
- 18 to 70 years of age.
Is CIBIL required?
No. Gold Loans require you to provide gold as collateral, which is a liquid tangible asset. Even if you have a low credit score, banks are likely to give you a loan because your gold acts as a security and shields them from the risk of default.
What are the documents required for a gold loan?
- Passport size photograph.
- ID Proof - Driving License / PAN Card / Form 60/61 / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card. (Any one document needs to be submitted).
- Address Proof - Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / Registered Lease Agreement with utility bills in the name of landlord (not older than 3 months).
- Proof of land holding in case of agriculture loan.
What makes Manipal Fintech - India's Best Gold Loan Brand?
Rs 17,000+ Cr
Worth of loans disbursed
4,14,650+
Happy customers
600+
Districts covered
#1
Largest network in the country
9,780+
Bank branches covered
13,000+
PIN codes covered
