RBI’s New Gold Loan Guidelines: What Borrowers Should Know

Proposed RBI rules to hurt gold loans in rural & semi-urban India

Puja Abhishek Singh, CEO, Manipal Fintech, explained, “Earlier, the loan LTV had been used by many gold loan lenders without considering the interest component at the time of loan disbursal.…...more

Small borrowers at risk? Finance ministry flags concerns over RBI’s draft gold rules, seeks exemption

"Under RBI's draft guidelines, pressing a uniform 75% LTV ratio during the loan tenure (particularly for bullet repayment structures), may require significant shifts from the existing lending models that are…...more

RBI’s Digital Lending Reset: What Changes In Fintech Lending?

Puja Singh, CEO, Manipal Fintech, "By setting out explicit expectations on how lending platforms engage with regulated participants, exchange information, and protect borrower interests, the framework addresses long-standing operational risks…...more

RBI Tightens Digital Lending Norms To Safeguard Borrowers, Clean Up Fintech

The framework addresses long-standing operational risks and sets a strong foundation for sustainable growth,” said Puja Singh, CEO, Manipal Fintech. She added, “These measures are needed for long-term stability and…...more

Gold Loan Or Liquidation: What’s Smarter For Financial Planning?

Puja Singh, CEO, Manipal Fintech, believes the timing is ripe to consider gold loans as a financial solution. “Gold loans are the best and easiest way to get quick funds…...more

Gold-Tech for New Bharat: How Puja Abhishek Singh is leading Manipal Fintech’s bold transformation

In a financial landscape rapidly reshaped by technology and rising aspirations, Manipal Fintech stands at the forefront of innovation in gold lending. At the helm of this transformation is Puja…...more

Akshaya Tritiya: Make Gold Fund Your Side Hustle – A Guide For Alternative Funding Options

Akshaya Tritiya, which will be celebrate on April 30 this year, has long been held as one of the most sacred days to invest in gold or begin new financial…...more

Gold has given over 35% returns since last Akshaya Tritiya: Should you cash in this festival season

According to Puja Singh, CEO of Manipal Fintech, 10 grams of gold purchased for approximately ₹73,000 last year is now valued at nearly ₹1 lakh. Singh describes this impressive rally…...more

Gold Nears Rs 1 Lakh Mark, Outshines Sensex With 105% Rise In 4 Years

According to Puja Singh, CEO, Manipal Fintech, “Gold has emerged as a reliable asset for wealth preservation while offering the flexibility of liquidity without sacrificing long-term value.” She added that…...more

RBI Wants Gold Loans To Be Classified Based On End Use: Income Or Consumption?

The RBI’s draft framework for gold loans introduces stricter norms and operational safeguards, categorizing loans as ‘income generating’ or ‘consumption’ with capped LTV ratios....more

SahiBandhu rebrands as Manipal Fintech to broaden its fintech footprint

SahiBandhu, has announced its rebranding as Manipal Fintech Private Limited. The strategic shift marks a pivotal evolution in the company’s journey, underscoring its growing momentum in gold-backed credit and expanding…...more

SahiBandhu Revolutionizes Gold Loan Industry with Innovative Doorstep Services

SahiBandhu, a fintech startup supported by The Manipal Group, has revolutionised India’s gold loan market. Rajesh Shet, the Co-Founder and CEO, stressed their mission to make gold loans accessible and…...more

Premature withdrawal window for these SGBs to open soon: Who should opt for early redemptions

The Reserve Bank of India (RBI) has announced the premature redemption calendar for Sovereign Gold Bonds (SGBs) from October 2024 to March 2025, covering 30 tranches. SGBs issued between May…...more

SahiBandhu Revolutionizes Gold Loan Industry with Innovative Doorstep Services

SahiBandhu, a fintech startup, has significantly impacted India’s gold loan sector. With the support of The Manipal Group, it has disbursed over ₹13,000 crore to more than 3,55,000 clients. Rajesh…...more

SahiBandhu Revolutionizes Gold Loan Industry with Innovative Doorstep Services

SahiBandhu, a fintech startup has transformed India's gold loan sector. With support from The Manipal Group, it has disbursed over ₹13,000 crore to more than 3,55,000 customers. Rajesh Shet, Co-Founder…...more